Deposit
You send
€10,000.00
bank transfer · sepa
Spread + FXincluded
Reaches the vault$10,640.00
Vault shares≈ 10,238.45
morpho · usdc vault
Settled in your walletIllustration — indicative
Fiat rails for vault curators
Add fiat rails
to your vault.
Accesso connects your Morpho, Lagoon or Gearbox vault to depositors who fund by bank transfer. The rails, payments, FX and compliance are handled — you keep running the strategy.
Connects to
Fiat rails via a regulated Swiss VASPSegregated client-funds accountsSanctions-screened transfersEthereum + Base, more EVM coming
For curators
Open your vault to fiat depositors.
Accesso runs onboarding, payments and conversion — so you can focus on the strategy, not the plumbing.
You control access
Open your vault to any verified depositor, or restrict it to an invited whitelist — the access gate is yours to set.
Embed a deposit link
Drop a shareable link on your own site and let clients subscribe to a strategy in a few clicks.
Your vault runs as-is
Accesso adds the fiat rails to your existing vault and handles payments, FX, KYC and compliance. You build nothing and change nothing about how you operate.
A dashboard for relationships
Manage depositor relationships, review subscriptions, and track assets under management.
Vault protocols
Connecting to the vault protocols curators already use.
LiveDeposit into Morpho curator vaults today.
SoonLagoon vault support is coming soon.
SoonGearbox vault support is coming soon.
More protocols are being added — curators can ask about a specific vault.
349
Curator vaults enabled
$4.8B
Assets under management in those vaults
The depositor experience
From bank account to vault in three steps.
01
Verify your identity
Complete a one-time identity check (KYC). Once you are verified, you can fund a vault — no crypto wallet or exchange account needed.
02
Send a bank transfer
Pick a vault and see an all-in quote. Send a bank transfer in EUR, GBP, CHF or USD — Accesso converts and routes it to the vault.
03
Hold and redeem
Your deposit converts to vault shares held in your embedded wallet. Track your position and redeem back to fiat when you want out.
The deposit
One screen. One quote. No surprises.
Pick a vault, enter an amount, and see exactly what reaches the vault before you confirm.
DepositMorpho · USDC vault
You send
€10,000.00
Spread + FXincluded
Reaches the vault$10,640.00
Estimated vault shares
≈ 10,238.45
Confirm deposit
Illustration — figures are indicative.
For depositors
Invest like it’s a bank transfer.
Access professionally managed vault strategies without the wallets, exchanges or on-chain steps. You send a bank transfer; Accesso handles everything between your bank and the vault.
Bank transfer in and out
Fund and redeem with bank transfers. No exchange account, no tokens to buy first.
All-in pricing
The quote you see is what reaches the vault — spread and FX are already included.
One identity check
KYC and AML are handled once at onboarding, then monitored continuously in the background.
You keep control
Your shares sit in your own embedded wallet — not pooled, not held by Accesso. No seed phrases to manage.
Built for compliance
Regulated rails — so depositors and curators can move with confidence.
Verified wallet ownership
Every depositor proves control of their wallet by signing in with Ethereum (EIP-4361 / SIWE).
Sanctions screening
Deposit and redemption addresses are screened against sanctions lists before funds move.
KYC & AML
Identity verification and ongoing transaction monitoring are handled through Sumsub.
Embedded wallets
Wallets are provisioned by Magic — no seed phrases and no browser extensions for depositors.
Segregated funds
Skyline receives your transfer on your behalf into segregated client-funds accounts, kept separate from company assets, then converts it to stablecoin in your wallet — it does not custody your funds.
Regulated fiat rails
Fiat conversion is handled by Skyline Digital AG — an authorised Swiss VASP — as Accesso’s regulated partner.
FAQ
Questions, answered.
Who can deposit?+
Anyone who completes our identity check (KYC) can deposit — there is no waitlist. Some curators choose to restrict a vault to an invited list of depositors, but that is an optional control, not a requirement to use Accesso.
Can I take my money back out?+
Yes — you can redeem your vault shares back to fiat; there is no fixed lock-up. Depending on the vault and the size of the redemption, it may pass through an exit queue, so larger withdrawals are not always instant.
What does it cost?+
Accesso charges a flat 0.25% (25 bps) on each subscription and 0.25% on each redemption. There are no other platform fees — that 0.25%, together with the FX conversion, is already reflected in the all-in quote you see before you confirm.
Who holds my money?+
Skyline Digital AG, an authorised Swiss VASP, is the regulated payment processor that processes your bank transfer and converts it to stablecoin — it does not custody your funds. Your position is then held as vault shares in your own embedded wallet: never pooled, never held by Accesso.
Is Accesso regulated?+
Accesso operates the platform; the regulated fiat rails are provided by Skyline Digital AG, an authorised Swiss VASP. Vault strategies are run and issued by independent curators.
What are the risks?+
Investing in digital-asset vaults carries risk, including the loss of capital. Returns are not guaranteed, and nothing on this site is investment advice.
Bring your vault to Accesso.
List a vault, open it to fiat depositors, and let Accesso run the rails, payments and compliance end to end.
For depositors
Want to deposit?
Complete a one-time identity check and fund any open vault by bank transfer — in EUR, GBP, CHF or USD.
Get access